Things to Know

Looking for information regarding loan forgiveness and other miscellaneous financial aid topics? You have found the right place!

The Biden-Harris Administration's Student Debt Relief Plan

The Biden-Harris Administration's Student Debt Relief Plan was announced earlier this year. Information about the one-time student debt relief plan can be found on studentaid.gov

To apply for the one-time student debt relief click here.

Post date: October 18, 2022

Public Service Loan Forgiveness (PSLF)

If you are employed by a U.S. federal, state, local, or tribal government or not-for-profit organization, you might be eligible for the Public Service Loan Forgiveness Program. To find out more about this program please visit studentaid.gov.

Post date: November 3, 2022

A Fresh Start for Federal Student Loan Borrowers in Default

On April 6, 2022, the U.S. Department of Education (ED) announced an initiative— called “Fresh Start” — to help eligible borrowers in default. Fresh Start will continue through one year after the COVID-19 payment pause ends.

If your loans are eligible, you’ll temporarily regain several student aid benefits. You’ll also get the opportunity to get out of default and keep those benefits for the long term. For more information please visit the designated studentaid.gov page.

Post date: November 3, 2022

Federal Judge Strike Down Biden's Debt Cancellation Plan

A federal judge on Thursday struck down President Joe Biden's student loan debt cancellation program, declaring the action an "unconstitutional exercise of Congress's legislative power."

The ruling, coming from a court case in Texas, further complicates the administration's efforts to implement the program — which late last month was stalled by a legal injunction that has halted borrowers from having their applications processed and receiving debt cancellation.

Source: NASFAA.org

Post date: November 29, 2022

Beware of Scams

You might be contacted by a company saying they will help you get loan discharge, forgiveness, cancellation, or debt relief for a fee. You never have to pay for help with your federal student aid. Make sure you work only with the U.S. Department of Education and our loan servicers, and never reveal your personal information or account password to anyone. Our emails to borrowers come from noreply@studentaid.gov, noreply@debtrelief.studentaid.gov, or ed.gov@public.govdelivery.com.

You can report scam attempts to the Federal Trade Commission by calling 1-877-382-4357 or by visiting reportfraud.ftc.gov.