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Federal Grad PLUS Loan

Graduate PLUS loans are borrowed in a graduate student's own name as supplement to Stafford Loans.

Effective July 1, 2006, students enrolled in a program leading to a Master's Degree may borrow from the Federal PLUS Loans for Graduate program.  This loan requires that you complete the Free Application for Federal Student Aid (FAFSA).  Also requires a separate application process through a lender.  Applicants for this loan are subject to a credit check by the lender.  Repayment begins 60 days after the final disbursement of the loan.  The interest rate on this loan is fixed at 8.5%.


Selecting a lender:

Federal Graduate PLUS loans are funded by private lenders, including banks and credit unions.  The federal government sets the interest rate, limits on fees, and minimum deferment options for federal Graduate PLUS loans.  However, some lenders offer benefits to borrowers beyond the minimum requirements set by the government.  We encourage you to carefully review your options before choosing a lender.

To help you with your decision, we suggest that you use the online lender comparison tool for Dominican borrowers.  This tool allows you to compare the borrower benefits offered by our preferred lenders and other participating lenders.

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